Defendant shall be punished by a fine of five million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

On January 7, 2005, the Defendant, who was divorced by agreement with C on January 7, 2005, was able to use the credit card under the name of C by obtaining the credit card without permission of C.

1. Forging a private document;

A. On August 3, 2012, the Defendant stated “C”, “F”, “F”, “H”, “I (one bank) in the settlement account column, and “C” in the signature column in the column of the applicant’s name in the form of application for membership of the Korean card member, using the pen in the form of application for membership of the Korean card member, and written in the applicant column, “C”, “F”, “F”, “I (one bank), and “C”, respectively.

Accordingly, for the purpose of uttering, the Defendant forged a letter of application to join the Korea Card Member in the name of C, a private document related to rights and obligations.

B. On September 28, 2012, the Defendant entered “C”, “F”, “A”, “J”, “J (spouse) in the family registration number column,” and “H” in the mobile phone column, “H”, and “K and agricultural cooperatives,” respectively, in the applicant’s signature column, using fences on the application form for foreign exchange card purchase in the paper of the application form for foreign exchange card purchase.

Accordingly, for the purpose of uttering, the Defendant forged a copy of the application for purchase of the foreign exchange card in the name of C, a private document related to rights and duties.

2. Exercising the relevant investigation document;

A. At the time and place stated in Paragraph A of the above Article 1, the Defendant used the forged application form for membership of our card holders, as if they were duly formed, to L who was aware of such forgery.

B. The Defendant, at the time, at the time, and at the place specified in Paragraph 1-B above, exercised the application for subscription to a forged foreign exchange card to M, a card solicitor, who is aware of such forgery, as if the application was duly completed.

3. Fraud;

A. On October 10, 2012, the Defendant issued an O convenience store in Sungnam-si N around 10, 201, under C’s name.