The appeal is dismissed.

The costs of appeal are assessed against the Plaintiff.

The grounds of appeal are examined.

Based on the circumstances indicated in its reasoning, the lower court determined that it was reasonable to view that the claim group including the Plaintiff, had reached a final agreement to receive only 20% of the amount of the previous attempted credit by modifying the details of the first agreement between the Defendant and the Defendant at the time of the second agreement.

In light of the records, the above determination by the court below is just, and contrary to what is alleged in the grounds of appeal, there were no errors by exceeding the bounds of the principle of free evaluation of evidence against logical and empirical rules, exceeding the bounds of the principle of free evaluation of evidence

Therefore, the appeal is dismissed, and the costs of appeal are assessed against the losing party. It is so decided as per Disposition by the assent of all participating Justices on the bench.