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(영문) 광주고등법원 2016.05.18 2015나11099
보험에관한 소송
Text

1. The plaintiff's appeal is all dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

Purport of claim and appeal

The first instance court.

Reasons

1. Basic facts

A. 1) On April 14, 2010, the Plaintiff entered into an insurance contract with the Defendant as the insured on April 14, 2010 (hereinafter “instant insurance contract”).

A) Around February 27, 2014, the Defendant filed an application with the Plaintiff to change the contractor of the instant insurance contract to B from himself/herself, and the contractor of the instant insurance contract was changed to B on February 27, 2014. (2) The Defendant and the Appointed B are in de facto marital relationship.

B. Based on the occurrence of an insurance accident and the payment of insurance proceeds, the Defendant received from the Plaintiff, from December 6, 2010 to December 22, 2010, the hospitalized treatment was conducted at C’s Council members from March 28, 2014 as indicated in Table 1, from that time until March 28, 2014, and received from the Plaintiff totaling KRW 18,690,000 as insurance proceeds under the instant insurance contract.

<표1> 순번 병원명 입원기간 입원일수 진단명 지급액(원) 입원 퇴원 1 C의원 2010.12.06. 2010.12.22. 17 상세불명의 관절염 790,000 2 C의원 2011.04.19. 2011.05.02. 14 우측무릎관절증 1,200,000 3 C의원 2012.06.25. 2012.07.05. 11 상세불명의 관절염 330,000 4 D내과의원 2012.07.07. 2012.07.16. 10 상세불명의 무릎관절증 460,000 5 순천한방병원 2012.07.30. 2012.08.20. 22 상세불명의 무릎관절증 1,600,000 6 순천한방병원 2012.08.21. 2012.09.05. 16 한쪽일차성 무릎관절증 800,000 7 D내과의원 2012.09.17. 2012.09.26. 10 상세불명의 무릎관절증 1,000,000 8 E병원 2013.01.31. 2013.02.19. 20 상세불명의 무릎관절증 940,000 9 순천한방병원 2013.02.20. 2013.03.14. 23 관절통, 어깨부분 1,650,000 10 순천한방병원 2013.03.21. 2013.04.05. 16 우측 견관절 관절통 800,000 11 F병원 2013.04.05. 2013.05.01. 26 우측 견관절 관절통 1,800,000 12 G병원 2013.05.22. 2013.06.03. 13 우측 어깨의 충격 증후군 2,150,000 13 F병원 2013.06.04. 2013.07.04. 31 어깨의 층격증후군 1,930...

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