1. The Defendant’s KRW 23,061,60 for the Plaintiff and its 11% per annum from November 15, 2012 to October 8, 2013.

1. Basic facts

A. On April 15, 2010, the Defendant entered into a credit guarantee agreement on April 14, 2014, with the term “A (name B of business) and the Guarantee counterpart, including the special terms and conditions that the Defendant will provide loans only to the Seoul Special Metropolitan City Small and Medium Enterprise Support Fund (Si Medium Bank Support Fund), and that the repayment method under this guarantee will be repaid in three-year equal installments with a one-year grace period.”

B. The Plaintiff received the said credit guarantee certificate, and on April 15, 2010, loaned KRW 35 million to A with the maturity on April 14, 2014, and the repayment method on July 15, 201 after a one-year grace period, on the condition that the principal is repaid in equal installments every three months from July 15, 201.

C. Article 14 of the Plaintiff’s Special Credit Management Standards that “If the total credit amount is within the prescribed scope of collateral or at least 80%, it may be extended without making installment payments,” even though the loan was repaid 12 times in total every three months from July 15, 201 to July 15, 201.”

B. (1) Under paragraph (1), the repayment of the principal of the installment up to six times has been extended five times on January 15, 2013, on seven occasions, but A failed to pay the principal of the installment even on January 15, 2013.

On February 13, 2013, the Plaintiff notified the Defendant of a credit guarantee accident, and the same year.

3. 18. The loan balance of this case was demanded to pay KRW 30,759,387 and interest KRW 553,99.

E. On the other hand, on April 20, 2012, A sold each building of 198 square meters in a warehouse site C, Kimpo-si, Kimpo-si (the change of land category as a factory site on June 12, 2012) and 844 square meters in a general steel structure, and other pent roof 198 square meters in a single floor, Nadong general steel structure, and warehouse facilities of 77 square meters in a single floor (the change of use to a Class II neighborhood living facility on June 15, 2012; hereinafter “instant building”), and 2 square meters in a D road (hereinafter referred to as “instant real estate”) to the Plaintiff’s principal.