Defendant

A shall be punished by imprisonment with prison labor for one year, B and C, for six months.

However, between two years from the date this judgment becomes final and conclusive.

Punishment of the crime

[Criminal record] Defendant A was sentenced to ten months of imprisonment for fraud, etc. at the District Court of the Jung-gu on October 2015, and the judgment became final and conclusive on January 19, 2016.

[2] The Defendants: (a) applied for a loan of illegal loan to a credit cooperative or credit cooperative, etc. where the examination of loan documents is relatively difficult compared to a real estate business entity and loan hub; (b) as a result, G purchases a house leased in the form of a lease on a deposit basis; (c) communicates LF with M of LF cooperatives (hereinafter “LF”); and (d) Defendant A, N, andO recruit a person who will engage in a loan of the purchased real estate as a lessor or lessee; (c) Defendant A, N, andO; and (d) the aforementioned persons, despite the existence of a lessee who entered into an existing lease contract and resides in the house purchased by G, entered the loan contract in the name of the lessor and lessee; (d) based on this, G applied for a loan of the lease on a deposit basis; and (e) prepare a false loan agreement and obtain approval from the president in order as if the loan was made by consultation with LF, a new employee, and obtain approval from the president in the first order.

1. According to the above public offering by Defendant A (related to the recruitment of a nominal lender), Defendant A proposed to Q Q as the lessee “4 million won on the loan from the name of the former tenant who borrowed the loan, and the above loan will be repaid within six months to one year, and the name should be deducted, and the interest during the loan will not be damaged by us.” On March 24, 2015, Q visited the victim credit compromise in Eunpyeong-gu Seoul, Seoul, and visited the victim credit union to KRW 18 million.