1. The defendant A shall be punished by imprisonment with prison labor for six months and by imprisonment with prison labor for ten months;

2.Provided, That this judgment has become final and conclusive.

Punishment of the crime

The Defendants decided to have divided the loans by requesting a credit cooperative or Saemaul treasury, etc. which is relatively difficult to examine loan documents compared to real estate business operators and loan hubs. Accordingly, the Defendants: (a) purchased a leased house in the form of a lease on a deposit basis; (b) purchased a leased house on a deposit basis; and (c) prepare a false lease agreement through Dong F; (c) G, H and I contact with K as an employee in charge of loan of the victims JJ Credit Cooperative (hereinafter “JJ”) and contact with K and take charge of loan-related affairs; and (d) each nominal lender, including L, M and N, etc., recruited a lender in the name of the lessor or lessee of the purchased real estate; and (e) each lessee, including the Defendants, entered into an existing lease agreement with the lessor and lessee of the above house; (b) made an application for a lease on a deposit basis; and (c) made an application for a loan on a deposit basis; and (d) made an application for a loan by consultation with the president and delivery of a new loan to the Plaintiff.

1. Defendant A, according to the above public offering, visited the JJ office located in Eunpyeong-gu Seoul on October 15, 2015 and applied for a loan of the amount equivalent to KRW 125 million, and concluded a normal lease contract, Defendant A submitted a contract for multi-household lease with the lessor’s “B,” the lessee’s “A,” the leased object “Seoul Eunpyeong-gu Q202,” and the deposit “one hundred and twenty million,” to the employees in charge of lending, and Defendant B visited the said JJ office at around that time, and visited the said office and completed the contract as if he were the lessor of the above multi-household house.”