1. The plaintiffs' claims against the defendants are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The status of the parties and the development of the pre-sale industry (hereinafter “Defendant pre-sale industry development”) is an executor who constructed and sold the pre-sale apartment (hereinafter “instant apartment”) on both sides of Kimpo-si, Kimpo-si, Kimpo-si, Kimpo-si, Kimpo-si, Kimpo-si, Kimpo-si, Kimpo-si (hereinafter “instant apartment”). The Plaintiffs are those who entered into the sales contract on the instant apartment between the development and the development of the pre-sale industry as shown in the attached Table 3-3 (hereinafter “each of the instant apartment sales contract”) or acquired the status of the buyer from the initial buyer, and the pre-sale construction company of the pre-sale company of the pre-sale (hereinafter “Smi Construction”) is the starting construction of the instant apartment.

B. The Defendant, Korea Bank, Gimpo Agricultural Cooperatives, Korea Agricultural Cooperatives, Korea Agricultural Cooperatives, Gwangju High Credit Cooperatives, Gwangju High Credit Cooperatives, and Mine Credit Cooperatives Co., Ltd. (hereinafter “Defendant financial institutions”) extended loans to the Plaintiffs regarding the intermediate payment by the Plaintiffs under each of the instant sales contracts.

Attached Form

In order to prepare the intermediate payment of the instant apartment, each of the Plaintiffs listed in the list from October 2009 to March 201, borrowed intermediate payment (hereinafter “instant intermediate payment”) from the relevant financial institutions listed in the same list (hereinafter “each of the instant loan agreements”) (hereinafter “instant intermediate payment”), and the loan was deposited directly from the relevant financial institutions in the account of the instant Defendant U.S. Industrial Development and U.S. Construction with the consent of the Plaintiffs, and among them, the amount remaining after Defendant U.S. Industrial Development and U.S. Construction subrogated for the obligations of the intermediate payment loans of this case is as stated in the column “China Loan” in the same list.

C. Defendant U.S. Industrial Development and U.S. Construction Co., Ltd., which concluded business agreements between Defendant U.S. and U.S. financial institutions.