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(영문) 서울고등법원 2015.07.10 2014나2048468
부당이득금반환
Text

1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

Reasons

1. Recognized facts;

A. (1) On September 12, 2012, the Plaintiff concluded an insurance contract with respect to the instant vehicle A (hereinafter “instant accident vehicle”) under the name of the person with poor name and the dlim industry (hereinafter “dlim industry”) as indicated in the attached Form “automobile Comprehensive Insurance Contract” (hereinafter “instant insurance contract”).

(2) Of the general terms and conditions and special terms and conditions applicable to the instant insurance contract, the contents of the instant contract are as follows.

㈎ 일반약관 ‘Ⅰ. LIG 매직카업무용자동차보험 일반사항’ 중 ' 보험계약의 승계

1. If the policyholder or the named insured transfers the insured motor vehicle during the period of coverage, the rights and obligations of the policyholder and the insured arising under this insurance contract shall not be succeeded to the assignee of the insured motor vehicle.

However, if the policyholder notifies the insurer in writing that he intends to transfer these rights and obligations to the assignee and requests the approval thereof, and if the insurer has approved it, this insurance contract shall apply to the assignee from the time of approval.

’는 내용이 기재되어 있다. ㈏ ‘업무용자동차보험 특별약관’ 중 ‘3-2 의무보험 일시담보 특별약관' 제2항에는"보험회사는 보통약관 ‘ 보험계약의 승계’ ‘1. 피보험자동차를 양도하는 경우’의 규정에 불구하고(단서의 승인이 있는 경우는 제외) 보험증권에 기재된 피보험자동차가 양도된 날로부터 15일째 되는 날의 24시까지의 기간 동안은 그 자동차를 보통약관 ' 배상책임 대인배상Ⅰ 및 대물배상'의 피보험자동차로 간주하고 양수인을 보험계약자 및 기명피보험자로 본다"고 기재되어 있다.

B. On April 2007, the instant vehicle involved in the transfer of a motor vehicle.

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