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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. The relationship 1) The Plaintiff between Nonparty B and Nonparty B on February 15, 2013 and the entirety of the buildings, such as containers owned on the land outside Seongdong-gu Seoul Metropolitan Government and three lots (hereinafter “instant building”).
2) In addition to the instant building and the instant building, the instant building is referred to as “the instant building, etc.” in combination with the instant building and machinery, office fixtures and equipment, movable property, and joint facilities.
30,000,000 won, total amount of insurance coverage for the said subject matter, and the period of insurance from February 15, 2013 to February 15, 2018, the term of insurance is determined as the subject matter of insurance (hereinafter “instant insurance contract”).
2) The Defendant is a person operating a workplace for the recycling and sale of used cars parts (hereinafter “instant workplace”) with the trade name “D” at the location of the instant building, who is engaged in repairing and selling used cars (on board the center of the vehicle body). The Defendant is a person operating a workplace for the recycling and sale of used cars parts (hereinafter “instant workplace”).
B. (1) On December 7, 2013, around 02:53, 2013, the instant building and the instant workplace are located with six enterprises (D, F, G, H, I, accommodation, etc.) located, including the instant building and the instant workplace (hereinafter “instant fire”).
(ii)any of the instant buildings owned by B, with the exception of one container, and machinery, fixtures, movable property, etc. in the instant building owned by B, was destroyed due to the occurrence of a large quantity of automobiles, heavy parts, straws, straws, and straws.
C. The Plaintiff completed the assessment of the damage incurred by B due to the instant fire, and assessed the insurable value of the instant building, etc. in total as KRW 32,957,219, and KRW 30,485,778, and paid KRW 28,782,174 as insurance money to B on July 25, 2014.