1. Around 13:50 on February 1, 2013, the Defendant is driving his/her B vehicle, while driving his/her vehicle on the off-gu Oral-dong road in Bupyeong-gu.

1. Basic facts

A. On December 24, 2012, the Plaintiff entered into an insurance contract (hereinafter “instant insurance contract”) with the Defendant as shown in the separate sheet as to the automobile B owned by the Defendant as to the occurrence of the instant accident and the payment of insurance proceeds.

B. On February 1, 2013, the Defendant received an accident from the Plaintiff on the same day, and received treatment at the Ycheon National University Hospital of the Republic of Korea, on the same day. The Defendant received an accident from the Plaintiff on the same day, and received treatment at the Ycheon National University Hospital of the Republic of Korea.

Referencely, the Defendant filed a claim with the Plaintiff for the payment of the insurance money under the insurance contract of this case on the ground of the above accident (hereinafter “instant accident”). The Plaintiff paid the medical expenses of KRW 8,177,140 to the hospital treated by the Defendant.

B. (1) On the other hand, the Defendant had been subject to the medical care approval of the Korea Labor Welfare Corporation due to the injury, such as “Ignish escape certificate No. 4-5, No. 5-2, No. 1, No. 3-4, and No. 3-4,” due to the accident that was cut away from the stairs of the business trip site on February 7, 2005 (hereinafter “industrial accident”), and had been continuously treated for the said disease.

She also around February 10, 2012, the Defendant: (a) while driving a motor vehicle owned by the Defendant, but the wheels was placed in the snowway (hereinafter “previous accident”); (b) the Defendant claimed for the payment of the insurance proceeds to the Plaintiff, who had been the insurer of the said motor vehicle at the time of the said accident, by asserting that he was injured by drilling and pathal, etc.; and (c) the Plaintiff paid KRW 14,00,000 to the Defendant and KRW 15,211,460 to the medical institutions treated by the Defendant.

Then, the plaintiff asserts that the injury of the defendant, such as the path and the pathal, etc., claimed by the defendant, is caused by the industrial accident, etc., and there is no causal relationship with the previous accident, and confirmed the existence of the insurance obligation.