A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

Except as otherwise expressly provided for in any other Act, no one shall borrow or lend a means of access, or keep, deliver or distribute a means of electronic financial transactions in receiving, demanding or promising to receive or provide compensation.

Nevertheless, the defendant would pay 4 million won per unit if he/she borrowed the cream card for 15 days from a person who has not been injured in his/her name on December 11, 2018.

After receiving the word "B", the body card was lent through B to lend it, and on the same day, from the 17th office of the D Building 17th office of the defendant, one physical card connected to the E Bank account (F) in the name of the defendant and one physical card connected to the corporate bank account (G) through Kwikset Service Articles, through Kwikset Service Articles, and notified the password of the above account through B.

Accordingly, the defendant agreed to receive compensation and lent electronic financial access media to the defendant.

In using and managing the means of access, no one shall borrow or lend a means of access or keep, deliver or distribute a means of access, in receiving, demanding or promising any compensation, unless otherwise expressly provided for in any other Act.

Nevertheless, on January 17, 2019, the Defendant listened to the phrase “to lend KRW 4,00,000 to a person who has not been issued a name card, and if sending the check, to withdraw monthly interest with that person’s physical card,” and around January 23, 2019, the Defendant issued one physical card connected to the Defendant’s name deceased H’s I account under the name of the Defendant who was using his/her home line at the insular site, and sent the password to the person who has not received the name.

As a result, the defendant promised to receive a future loan in return for the intangible expected profit and delivered the means of access to his name in return for it.

Summary of Evidence

"2019 Highest 130".