1. The defendant shall pay to the plaintiff the amount of KRW 64,957,365 and the amount of KRW 63,861,19 among them, from May 11, 2019 to the date of full payment.

Comprehensively taking account of the purport of each statement in Gap evidence 1 through 6, the defendant shall be 60 months of the loan period and 17.9% of the loan interest rate on August 8, 2018. However, in the event a ground for loss of profit under the basic terms and conditions of credit transaction or a credit transaction agreement, such as the repayment of principal and interest, occurs, the defendant shall lose the benefit of time and shall make a lump sum repayment of the remaining principal and obligations at one time, and shall have received a loan of KRW 70,00,000 from the plaintiff. ② The defendant shall lose the benefit of time due to delay in the repayment of principal and interest; ③ The defendant's debt of the loan shall be 63,861,99 won, interest1,09 won, interest1,093,760 won, damages for delay, etc. as of May 10, 2019.

According to the above facts, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 20.9%, which is the delayed interest rate, from May 11, 2019 to the date of full payment, with respect to the total of 64,957,365 won as of May 10, 2019 and the remaining principal of the loan, 63,861,199 won.

Thus, the plaintiff's claim of this case is justified, and this is accepted.