1. The defendant A, JI and L shall be punished by imprisonment for one year;

2. However, with respect to Defendant JI and L, from the date this judgment becomes final and conclusive.

Punishment of the crime

Defendant

A is a person who actually operated the BA certified brokerage office located in Eunpyeong-gu Seoul Metropolitan Government, Defendant JI is a brokerage assistant of the BO's certified real estate agent office located in Eunpyeong-gu Seoul Metropolitan Government BN, Defendant L is the husband of the above JI, who actually operates the above BO real estate certified brokerage office and the JM real estate certified brokerage office located in Eunpyeong-gu Seoul Metropolitan Government JL commercial building 116, JN is the certified brokerage office of the above JM real estate certified brokerage office, and the elderly of the JO.

Defendant

Since around 2012, A purchased a low-end real estate with a loan hub and a right of lease on a deposit basis, and then forged a monthly rent contract as if the lease contract was converted into a monthly rent contract, and then committed the crime of fraud of real estate mortgage loan by deceiving financial institutions, which was committed by Defendant JI around 2014, he was offered a proposal by Defendant JI, and committed the crime of fraud of the former rent loan under the law to establish a false person with Defendant JI and L.

1. Defendant A, JI, L’s joint crimes committed by Defendant A, JI, and L are called “JP 402” (hereinafter “JP 402”) of Eunpyeong-gu Seoul, JP 4, which was requested to sell to the above BO real estate authorized brokerage office, and JM real estate authorized brokerage office at the end of December 2014.

The owner J Q and JR (the lease deposit of KRW 160 million) will be forged to receive real estate security loan by forging a monthly rent contract, and the Defendant A introduced the JO to the buyer and lessor through the person who will act as the buyer and lessor through the person of JS, and delivered the personal information of JO to the Defendant JI.

Defendant

L on December 31, 2014, the owner JP 402, which was offered in lots through pro-friendly JT, shall request the owner J Q to re-issuance of the certificate of seal imprint issued earlier.

It was changed due to the circumstances of the buyer.

On January 9, 2015, JV(JV), Seocheon-si JU, 1502, 1402, and 2402, the office of certified real estate agents, sending to J Q a written message "I will send it in the middle of the world."

(b)the purchaser;