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1. It is confirmed that an insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant is null and void.
2. The defendant.
Reasons
1. Basic facts
A. On January 24, 2011, the Plaintiff, who is an insurer operating non-life insurance, etc., concluded an insurance contract with the Defendant as the insured and the beneficiary of survival, and entered into an insurance contract with the period of insurance as indicated in the attached Table from January 24, 201 to January 24, 2070 (hereinafter “instant insurance contract”).
B. On October 5, 2011, the Defendant filed a claim for the occurrence of insurance accidents and the amount of insurance proceeds. “Around January 31, 2012, including those hospitalized at B Hospital for 20 days on the ground of automobile accident, traffic accidents on January 15, 2012, traffic accidents on November 15, 2012, traffic accidents on February 1, 2013, as listed below Nos. 1 through 29 as between October 5, 201 and November 12, 2014, the Defendant received hospital total of 419 days (excluding 421 days for the period of hospitalization at each hospital of the Defendant, and 2 days for the total period of hospitalization) from the Plaintiff under the insurance contract of this case.
순번 병원명 입원기간 입원일수 보험사고(진단명) 1 B병원 2011. 10. 05. ~ 2011. 10. 24. 20 요추의 염좌 등 2 C정형외과의원 2011. 10. 31. ~ 2011. 11. 14. 15 3 D병원 2011. 11. 15. ~ 2011. 11. 28. 14 경추간판장애 등 4 E병원 2011. 11. 29. ~ 2011. 12. 22. 24 신경뿌리손상 등 5 F병원 2011. 12. 27. ~ 2012. 01. 09. 14 6 G병원 2012. 01. 31. ~ 2012. 02. 02. 3 뇌진탕, 요추의 염좌 등 7 H신경외과의원 2012. 02. 02. ~ 2012. 02. 09 8 경추의 염좌 등 8 I병원 2012. 02. 20. ~ 2012. 03. 05. 15 9 G병원 2012. 03. 07. ~ 2012. 03. 19. 13 경추간판장애 등 10 전남대학교병원 2012. 03. 19. ~ 2012. 03. 21. 3 협심증 등 11 E병원 2012. 05. 07. ~ 2012. 05. 21. 15 12 J병원 2012. 05. 29. ~ 2012. 06. 11. 14 13 K병원 2012. 06. 18. ~ 2012. 06. 28. 11 14 L병원 2012. 07. 05. ~ 2012. 07. 25. 21 추간판장애, 협심증 등 15 E병원 2012. 07. 26. ~ 2012. 07. 30. 5 흉통, 협심증 16 M병원 2012. 08. 14. ~ 2012. 08. 27. 14 경추간판장애,...