A defendant shall be punished by imprisonment for two years.

However, the execution of the above punishment shall be suspended for three years from the date this judgment becomes final and conclusive.

Punishment of the crime

Even if the Defendant received a loan from a financial institution with the network D, E, F, G, etc., even though the Defendant did not have the intent or ability to repay the loan, he colored real estate with a limited amount of the loan, which has been executed or does not have any transaction, and, as the Defendant did not intend to purchase the real estate, he/she applied for the loan to a financial institution by making a high appraisal using a false sales contract and applied for the loan to the financial institution.

On October 2012, the Defendant, along with D, E, F, G, etc., made a statement to the effect that “F will purchase the above building in KRW 1 billion” to I who is the owner of the building without any intention to purchase it, and requested D to do so. D requested D to grant a loan to friendly G with the same purport. G upon such request, upon receipt of the request, delivered to the Defendant and E, who is the broker of the financial institution, and the Defendant and E, who received the same contents, agreed to apply for the loan by having the Defendant and E as the primary debtor with good credit status.

Around November 22, 2012, the Defendant, along with the above D, purchased the above real estate at the Victim L Saemaul Savings Depository (president M) located in Daegu Northern-gu, Daegu-gu, Seoul-gu, as a result of the above conspiracy, and the said J purchased the above real estate at KRW 1.880,000,000,000. The Defendant, on the ground that the said I guaranteed the real property, prepared a loan application document and applied for the loan to the above KF, and the F was requested by the said KF to appraise the above neighborhood living facilities from the said KF, but the said I was requested by the said KFF to conduct an appraisal and assessment by facsimile the sales contract with the false content as of October 20, 2012, and received KRW 1.550,000,000 from the said KF based on the results of the appraisal and assessment.

This is the defendant.