The defendant's appeal is dismissed.

1. The main point of the grounds for appeal is that the sentence (3 million won in penalty) imposed by the court below on the defendant is too unreasonable.

2. It is recognized that the Defendant’s economic situation is difficult.

However, crimes violating the Electronic Financial Transactions Act are likely to cause other property crimes, and their social harm is serious, so severe punishment is required.

In fact, the access media leased by the defendant was used for the phishing crime.

The accused has three different types of criminal records.

In full view of the above circumstances and other circumstances, the Defendant’s age, sex, environment, family relationship, motive and background of the crime, means and consequence of the crime, and the circumstances after the crime, etc., the lower court’s punishment cannot be deemed as unfair because it is too unreasonable.

Therefore, the defendant's assertion is without merit.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act on the grounds that the defendant's appeal is without merit. It is so decided as per Disposition.