A defendant shall be punished by imprisonment with prison labor for up to six months.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. The Defendant and B, etc.’s public offering and role sharing B are those who play a role in the “total amount of loans” in charge of so-called work loans, such as client counseling, loan design, loan management and profit distribution, at the office of the 6th floor D branch of the Gangnam-gu Seoul Metropolitan Government C building as an insurance designer. E also as an insurance designer, E is a person who delivers instructions to F, G, etc. and manages the organization under the direction of one-time work loan from B, and F is a person who solicits and consults loan clients under the order of B and E, and prepares necessary documents or prepares insurance designer’s license acquisition.

The defendant was unable to obtain a loan from a financial institution in a normal way because he/she could not work for more than two years prior to his/her opening of the taxi due to health reasons, such as attending the taxi.

Accordingly, on May 2018, the Defendant, which came to know through the introduction of H on the non-by day of May 2018, conducted the work to make the appearance as if the Defendant had income, and conspired to receive loans from the borrower as the name of the lending company.

According to the above public offering, Defendant B, E, F, and G made a certificate of employment as if the Defendant had worked as the head of the business division of the above company even though the Defendant had not worked in J, and G and F made it possible for the Defendant to deposit money as if the Defendant was paid to the account in the name of the Defendant’s name for several months in order to create the same appearance, using the fact that the Defendant was aware of the debtor’s credit conditions through the health insurance qualification acquisition certificate and health insurance payment certificate prepared by the National Health Insurance Corporation in the financial institution and the National Health Insurance Corporation.

2. The acquisition of loans;