1. The Defendant’s annual interest in KRW 97,702,055 and KRW 27,968,199 among the money and its amount to the Plaintiff during the period from October 17, 2014 to the full payment.

1. Determination on the cause of the claim

A. The facts of recognition (1) The defendant did not pay the credit card use price and the credit card use loan while obtaining the credit card from Samsung Card Co., Ltd.

(2) The claim for the instant loan was transferred in sequence to Samsung Card Co., Ltd. with the species Papex Co., Ltd. (hereinafter “the instant loan claim”). The claim for the instant loan was transferred in sequence to the Plaintiff on August 12, 2013, with the species Papex Co., Ltd. (hereinafter “the instant loan claim”), Daehan Co., Ltd., Ltd. (hereinafter “the instant loan claim”). The instant loan claim was transferred to the Plaintiff, and the Defendant was notified.

(3) Meanwhile, as of August 4, 2014, the details of the outstanding principal and interest of the instant loans as of August 4, 2014 are as follows.

C E GBD 【Grounds for Recognition: Facts that there is no dispute between the parties, or no clear dispute between them, and the purport of the whole entries and arguments in Gap evidence 1 through 4】

B. According to the facts of the above recognition, the Defendant is obligated to pay damages for delay calculated at the rate of 20% per annum from October 17, 2014 to the full payment day under the Act on Special Cases Concerning the Promotion, etc. of Legal Proceedings, as requested by the Plaintiff, a transferee of the instant loan claims, to KRW 97,702,05, and KRW 27,968,199, out of the loan principal, to the Plaintiff.

2. It is so decided as per Disposition by the assent of all participating Justices, on the ground that the plaintiff's claim of this case is reasonable.