Defendant shall be punished by a fine of three million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

After hearing the proposal that if the Defendant uses a false rental contract from a financial institution as a guarantee by the Korea Housing Finance Corporation, while in economic difficult circumstances, he would be able to obtain a loan from a financial institution, the Defendant prepared a false real estate lease contract as if B leases the Defendant’s mother-friendly residence in Ulsan-gu, Ulsan-gu, such as B and B, with the intent to obtain a loan from a financial institution, and conspired in order that B would have obtained a loan by acquiring the loan by means of applying for a loan from a financial institution.

Accordingly, on June 7, 201, the Defendant: (a) prepared a real estate lease agreement with B from D to 30 million won of the deposit for the lease of the said house at the above residence of D around June 7, 201; (b) around the 22th day of the same month, the victim bank F branch in Ulsan-gu, Ulsan-gu, Seoul-gu, Seoul-gu, would like to receive funds for the use of the deposit for the lease of the leased house from D to lease the said house; and (c) submitted a real estate lease agreement prepared as above to G employees in charge of the loan of the National Housing Fund along with the loan application from the National Housing Fund.

However, in fact, the Defendant conspired with B, etc. to make a false lease contract for financing, and did not actually conclude the above lease contract, and even if the Defendant received a loan from the injured party as the deposit money, he was planned to use it for any purpose other than the deposit money, and B did not have any intention or ability to repay the loan.

Accordingly, the Defendant, in collusion with the above Brazil and B, by deceiving the victim as above, and transferred KRW 21 million to the Agricultural Cooperative Account in the name of D as deposit money for the lease on June 27, 2011 from the damaged party.

Summary of Evidence

1. Statement by the defendant in court;

1. B.