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(영문) 광주지방법원 목포지원 2017.02.02 2016가합10235
보험에 관한 소송
Text

1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On February 29, 2008, Defendant A entered into an insurance contract with the Plaintiff on February 29, 2008, stating that Defendant B would be the insured and the beneficiary of survival, and that in the event that the insured is treated by injury or disease, Defendant A would receive hospital allowances, etc. from the Plaintiff (hereinafter “instant insurance contract”).

B. From January 29, 2009 to March 2, 2009, Defendant B received hospitalization at C in total for 269 days from that time, as shown in the attached Table 2, from the time to January 19, 2016, for 30,598,025 won according to the insurance contract of this case from the Plaintiff, after being hospitalized for 269 days in total, as shown in the attached Table 2, from January 19, 2016.

C. Meanwhile, the insurance contracts that the Defendants concluded with the insurance company including the Plaintiff and Defendant B as the insured before and after the conclusion of the instant insurance contracts, and the insurance premiums, hospitalization allowances, and the details of the paid insurance money are as listed below.

<표1: 피고 B을 피보험자로 하여 체결된 보험계약 내역> 순번 보험회사명 청약일 보험상품 명 월 보험료(원) 상해 일당(원) 질병 일당(원) 지급 보험금(원) 비고 1 한화생명 1996. 8. 8. 무) 그랑프리보장 28,600 해약 2 한화생명 1998. 5. 15. 슈퍼레이디암보험 38,100 해약 3 교보생명 1998. 11. 2. 무) 넘버원안전보험 16,300 10,000 2008. 6. 소멸 4 알리안츠 1999. 6. 15. 무) 톡톡튀는여성건강 53,200 8,080,243 정상 5 한화생명 1999. 11. 5. 무) 매일아침굿모닝 52,100 해약 6 한화생명 2000. 11. 3. 무) 뉴사랑나무 58,600 2008. 11. 3. 만기 7 한화생명 2001. 7. 3. 무) 슈퍼드림종신 200,500 해약 8 삼성생명 2002. 3. 6. 무) 삼성상해보험 18,300 200,000 정상 9 우체국 2004. 3. 31. 재해안심순수 6,000 해약 10 우체국 2005. 5. 31. 한아름연금 124,450 해약 11 한화생명 2006. 2. 13. 무)...

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