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Defendant
A Imprisonment with prison labor for one year and for six months, respectively.
However, for two years from the date of this decision.
Reasons
Punishment of the crime
1. Joint crimes committed by the Defendants
A. Although a person who intends to operate a unregistered credit business or a loan brokerage business is registered with the Mayor/Do governor having jurisdiction over the pertinent place of business, the Defendants conspired to engage in a loan business at a place other than the registered place of business by using the registration certificate of the credit business of "L loan" registered in the name of "L" and "N" registered in the name of "N" from August 201 to February 21, 2012.
On August 30, 2011, the Defendants, without registering with the competent Mayor/Do governor, provided loans of KRW 2 million from the office of Suwon-si to theO, provided loans to theO, and provided money to theO for the principal of KRW 1,400,000,000 excluding advance interest and KRW 600,000,000,000 after nine days, and provided loans to theO. From that time to February 10, 2012, the Defendants provided loans for 14 times as shown in the attached Table 1.
(b) Where an unregistered credit service provider or an unregistered credit service provider lends a loan, it shall not receive interest exceeding 30% per annum of the interest rate on cash lending and lending;
Nevertheless, around August 30, 201, Defendants 1-A.
In addition, without registering a credit business as described in paragraph (1), 2 million won was loaned to the above victim's house at Suwon-si, and 1.4 million won was delivered to the above victim, excluding advance interest and 600,000 won was delivered to the above victim, and 1.738% interest was received at a rate exceeding the limited interest rate. From that time to February 10, 2012, the interest was received over 14 times as described in attached Table 1.
2. The sole crime committed by Defendant A;
(a) Any person who intends to run an unregistered credit business or a loan brokerage business shall have jurisdiction over the relevant place of business;