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(영문) 창원지방법원 2016.02.03 2015고정1358
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant shall be punished by a fine of KRW 2,000,000.

When the defendant does not pay the above fine, 100,000 won.

Reasons

Punishment of the crime

From January 28, 2014, the Defendant is a person who runs a business of lending money after registering the lending business under the trade name “C” in the window B and 201 of Changwon-si, Changwon-si.

If a credit service provider grants an individual loan, it is prohibited from paying interest at an interest rate exceeding 34.9% per annum.

Nevertheless, the Defendant:

1. On October 22, 2014, in lending KRW 900,000 to E, the complainant, at the D apartment parking lot of Kimhae-si, to receive payment on November 10, 201 of the following month, and then leasing KRW 670,000 after deducting KRW 20,000,000 from the preferred interest, and KRW 90,000,000 was repaid at the same place on November 10.

Accordingly, the Defendant received interest of 626.49% per annum.

2. On November 10, 2014, the Defendant loaned KRW 1,000,000 to E who filed a complaint at the F apartment parking lot in Kimhae-si, Kim Jong-si, to receive reimbursement on December 10, 2014, and thereafter, leased KRW 670,000, which deducts KRW 300,000 from the advance interest, and KRW 30,000,000,000 from the launching equipment. On December 10, 2014, the Plaintiff received reimbursement at the aforementioned place.

Accordingly, the Defendant received interest of 591,04% per annum.

3. A loan of KRW 1,00,000 to E, who filed a complaint at a place specified in paragraph (2) of December 10, 2014, calculated by deducting KRW 300,000 from the prior interest, KRW 30,000,000, and KRW 1,000,000 on January 9, 2015. On January 9, 2015, a loan of KRW 1,00,000 from the aforementioned place was granted.

Accordingly, the Defendant received interest of 591,04% per annum.

4. A loan of KRW 670,000 with a prior interest of KRW 300,000,000 deducted KRW 300,000,000 from a prior interest, and a loan was granted to E at the same place as prescribed in paragraph (2) of January 9, 2015, at the same time and at the same time as prescribed in paragraph (2) of the same Article, and received KRW 1,00,000,000 from the said place on February 10, 2015.

Accordingly, the Defendant received interest of 591,04% per annum.

5. A loan of KRW 670,000,000 for a prior interest, calculated by deducting KRW 300,000,000 and KRW 30,000,00,00, from a prior interest, to E, at a place specified in paragraph (2) on March 10, 2015 at the same time and at the same time as prescribed in paragraph (2) of the same Article, and a loan of KRW 1,00,000 from the aforementioned place.

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