1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. 1) The Plaintiff entered into an insurance contract on April 27, 2006 (hereinafter “the deceased”).

As indicated in the separate sheet and the separate sheet, “insurance period: the heir, beneficiary: heir, and subscription amount: 100 million won” was concluded, and when the deceased died as “disaster,” the “non-dividend ice ice Extraordinary Insurance Contract” was made to the beneficiary with the content that the beneficiary would pay KRW 100 million as the insurance amount for the death of the disaster (hereinafter “instant insurance contract”).

Article 23 (Insurance Accidents for which No Insurance Money is Paid) - (1) of the General Insurance Terms and Conditions - The plaintiff may terminate this contract at the same time with the failure to pay insurance money when any of the following events occurs: 1. Where a person insured (insured) intentionally undermines himself/herself, but it is proved that he/she has impaired himself/herself by failing to make a free decision due to mental illness, etc.; and where it has been proved that he/she has impaired himself/herself by failing to do so; and where the date of commencement of guarantee of a contract (in cases of an incidental (Recovery of Effect) is proved, the date of applying for suicide or injury assessment (see attached Table 3) due to suicide after two years from the date of the commencement of guarantee of a contract (in cases of an incidental (Recovery of Effect), or by impairing himself/herself, the aggregate rate of disability payments for various physical parts due to the same accident is more

1. Any of the following disasters subject to coverage shall be paid insurance proceeds in accordance with the terms and conditions of this insurance:

(1) Any contingent outpatient accident falling under the Korean Standard Disease Control and Death Classification (S0~Y84).

2. A disaster for which no insurance money is paid.