Defendant shall be punished by a fine of five million won.

Where a defendant fails to pay a fine, one hundred thousand won shall be the day.

Punishment of the crime

1. Forgery of private documents;

A. On December 6, 2013, the Defendant entered into a loan agreement with Hyundai Motor Cagency located in GY-si, Chungcheongnam-si, and signed D'D' in the name column of joint and several sureties with the verification-type pen, resident registration number column, “E”, “F 302 in the name of joint and several sureties,” and “F 302 in the name of the joint and several sureties with the verification-type pen on the paper for joint and several sureties-si; “F from December 6, 2013 to December 5, 2018” in the guarantee period column; “The KRW 4.70,00” in the guarantee bond amount column; “4.70,000 won in the highest amount of the guaranteed obligation column; and “39% in the overdue interest rate column” in the overdue interest rate column; and “B” in the name subsequent to the joint and several sureties guarantee column.

Accordingly, for the purpose of uttering, the defendant forged a joint and several guarantee contract in the name of D, a private document related to rights and obligations.

B. The Defendant entered into a loan agreement with “D”, “E”, “F”, “F”, and “D” in the name column of the joint and several sureties in the joint and several sureties’s name, and “D” in the column of the joint and several sureties’s name, which are the joint and several sureties’s name. The Defendant entered into a loan agreement with “C”, “E”, “F”, and “F”, in the column of the guarantee period from December 6, 2013 to December 5, 2018”; “3 million won in the column of the guaranteed obligation amount; “4.70,000 won in the highest column of the guaranteed obligation amount; “39% in the overdue interest rate column”; and “B” in the name of the joint and several sureties’s name.

Accordingly, for the purpose of uttering, the defendant forged a joint and several guarantee contract in the name of D, a private document related to rights and obligations.

C. When the Defendant entered into a loan and loan agreement at the same time and place as paragraph (1) of Paragraph (1), the Defendant entered into a loan guarantee agreement with the amount capital loan and the name of the guarantor in the column of “D”, “E” in the resident registration number column, “E”, “Y Young-gu G, 302” in the Gyeonggi-si Address column, and the guarantee period column from December 6, 2013 to December 2018.