A defendant shall be punished by imprisonment for six months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. No one, other than a credit service provider, credit service provider, or credit financial institution, may place an advertisement for credit business without registration;

Nevertheless, the Defendant did not register a credit business;

A. The same year from April 6, 2020

4. 8.경까지 사이에 부천시 원종동 일대에서, ‘100만원~500만원 누구나입금!! 무상담대출 B’라는 문구가 기재된 명함형 인쇄물을 제작하여 불특정 다수인들에게 배포하는 방법으로 대부업에 관한 광고를 하였다.

B. On May 2020, 2020, 'Woo', 'Woo', 'Woo' and 'Woo', 'Woo' and 'Woo', 'Woo' and 'Woo', 'Woo' and 'Woo'.

The advertisement was made for credit business by producing printed matters containing the phrase "," and distributing them to many and unspecified persons.

2. Any person who intends to engage in credit business or loan brokerage business in excess of registered interest shall file for registration with the competent authority having jurisdiction over the relevant place of business, and the maximum interest rate shall not exceed 24 percent per annum, if unregistered credit service providers make a loan;

Nevertheless, the Defendant did not register a credit business;

A. At the D’s house located in Silung-si around November 2019, D entered into an annual interest rate of 225.7% with the content that D shall lend KRW 1 million to D for a total of KRW 1.2 million for 60 days each day while making a loan to D, and received interest equivalent to KRW 1.25% per annum after four days.

B. On December 10, 2019, at an infinite (hereinafter referred to as the “Infinite”), an annual interest rate of 225.7% was entered into with the content that loans KRW 1 million to E for a total of KRW 1.2 million for 60 days each day while lending KRW 1 million to E, and received interest equivalent to the annual interest rate of KRW 456.3% from December 26 of the same year after receiving KRW 1.2 million from E by December 26 of the same year.

(c) around December 10, 2019 lending KRW 1 million to F at an infinite and below, respectively.