1. Revocation of the first instance judgment.

2. The plaintiff's claim and incidental appeal expanded by this court are all dismissed.

3...

1. Basic facts

A. On September 22, 2009, the Plaintiff’s registered insured with respect to G and HH New AXD vehicles (hereinafter “Plaintiff’s vehicle”); the insurance period from September 22, 2009 to September 22, 2010; the secured items from Sep. 22, 2009 to the Large Compensation I, II, and non-insurance injury, etc.; the scope of drivers is limited to the designated one person (the Plaintiff’s Intervenor A (hereinafter “A”).

) When entering into an automobile insurance contract with a professional car owner (hereinafter “the instant insurance contract”), the insured and his spouse, children, and parents who died or were injured and were unable to receive damages from the perpetrator due to the death or injury of the said vehicle, the Plaintiff is an insurer who entered into a comprehensive insurance contract with the insured in accordance with the criteria for compensation for losses in excess of the liability insurance amount, and the network B (hereinafter “the network”) is an owner of the IMO vehicle (hereinafter “Defendant vehicle”), and is a policyholder who entered into a comprehensive automobile insurance contract with a modernized marine insurance company and the Defendant D is a driver of the Defendant vehicle.

B. At around 20:50 on September 2, 2010, Defendant D driven the Defendant’s vehicle without a driver’s license, and moved back the intersection in front of the Southern Daegu telephone station located in Daegu-gu, Daegu-gu to the direction of the width of the road at the front of the width of the road. Defendant D concealed the Plaintiff’s behind the Plaintiff’s vehicle, who stopped in the same direction while bypassing the direction, to the front direction of the Defendant vehicle.

(hereinafter referred to as “instant accident”) C.

Due to the instant accident, A suffered bodily injury, such as catum salt cat, which requires three weeks of medical treatment, and the Plaintiff is a medical institution and a person who received medical treatment pursuant to the foregoing non-life-free motor vehicle special agreement.