A defendant shall be punished by imprisonment with prison labor for not more than ten months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

In using and managing the means of access to electronic financial transactions, no person shall lend or borrow a means of access or use it for a crime, or store, deliver or distribute a means of access with the knowledge that it will be used for the purpose of lending the means of access or using it for a crime, unless otherwise expressly provided for in any other Act.

Nevertheless, around December 18, 2018, the Defendant extended a loan of KRW 8 million at an interest rate of 2% from a person who assumes a false name from a person who assumes a personal credit company B.

If a postal card is sent and a password is notified, the loan shall be put in a separate account, and interest for each month shall be identified as a postal card sent.

The proposal was made to the effect that it is "..."

On October 1, 2008, the Defendant issued a summary order of KRW 1 million at the Incheon District Court due to a violation of the Electronic Financial Transactions Act. In response to the suspicion or awareness that the act of lending the e-mail card would be used for the commission of telephone financial fraud, scaming, etc., the Defendant issued a summary order of KRW 1 million to the above e-mail, and the Defendant, at around December 20, 2018, issued the e-mail card connected with the e-mail account under the name of the Defendant in the vicinity of the Bupyeong-gu Incheon Bupyeong-gu Seoul Metropolitan Government C Apartment, and sent the password to the above e-mailer through Kwikset Service Officer.

Accordingly, the Defendant promised to receive compensation and lent the means of access to electronic financial transactions while knowing that they will be used for crimes.

On December 12, 2018, the Defendant: (a) received a proposal from an unqualified person on his/her name on December 12, 2018 to the effect that “36 million won may be loaned at the interest rate of 13%; (b) transaction performance is required due to a low credit rating; (c) receive money from a bank employee and receive and deliver money in cash to the bank employee; and (d) accepted the proposal, and thereafter, the Financial Cooperative in the name of the Defendant in the name of the unqualified person.