1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Facts of recognition;

A. (1) On February 13, 1995, the Plaintiff concluded a “non-distribution 21C Large Safety Insurance” contract with the Defendant (hereinafter “instant insurance contract”) with the following content.

Main Insured: The beneficiary of the Plaintiff: The insured period of the Plaintiff: February 13, 1995 to February 13, 2015 (2) the grounds for payment of insurance money and the scope of payment under the insurance terms and conditions of the instant insurance contract are as follows.

Article 7 [Reasons for Payment of Insurance Money] (1) The Company is bound by either paying the insurance money agreed upon to the beneficiary (see attached Table 1 “The Standard Table for Payment of Insurance Money”) or exempting the insured from paying the insurance money, if any of the following events occurs to the insured:

2. When he/she has died of a traffic disaster other than those provided for in attached Table 3 (Traffic Classification Table) (hereinafter referred to as "traffic disaster"), or has become a state of disability of Grades I through VI (hereinafter referred to as " disability") in the disability classification table: Payment of the insurance proceeds for death of a disaster, the insurance proceeds for accident, and the benefits for accident-related disabilities;

5. When he/she is hospitalized for at least 121 days consecutively due to a disaster during the insurance period: The company under Article 3 [Grounds for Payment of Insurance Money] (1) shall be referred to as "disaster below that prescribed in attached Table 2 (Disaster Classification Table) during the insurance period of the special agreement by the insured."

(2) In the case of paragraph (1), the number of payment days of hospitalization benefits shall not exceed 120 days per hospitalization (in the case of paragraph (3) of this Article, where the insured has been hospitalized twice or more due to the same disaster, the number of days of hospitalization shall be considered as one hospitalization and the provisions of paragraph (2) shall be applied.

(b).