1. The part of the judgment of the court of first instance against the plaintiff shall be revoked.

2. The defendant shall pay to the plaintiff KRW 14,261,233 and 9,228 among them.

1. In the judgment of the court of first instance, the plaintiff asserted that his claim against the defendant was taken over by Hyundai Capital Co., Ltd., lot Capital Co., Ltd., Ltd. (hereinafter referred to as "shot Capital"), Korea Cyp Group Capital Co., Ltd., Sypon Savings Bank, Samsung Card Co., Ltd., Samsung Card Co., Ltd. (hereinafter referred to as "Sypon Card"), and Daejeon Western Saemaul Savings Depository, and the claim for the acquisition of the claim against each defendant. The court of first instance accepted all the claim against the defendant from Hyundai Capital Co., Ltd., Korea Cyp Capital Co., Ltd., Ltd., Syp Savings Bank, Bosp Capital Co., Ltd., Ltd., Syp Capital, and Daejeon Seo-gu Saemaul Savings Bank, and the claim against each transferee from Samsung Card Co., Ltd., Ltd., and dismissed the claim against each transferee.

Since only the plaintiff appealed against this, the subject of this Court's judgment is limited to the claim for each of the claims that the plaintiff acquired from a lot Capital and Samsung Card.

2. Comprehensively taking account of the overall purport of arguments as to the cause of the claim Gap's evidence Nos. 1, 9 through 11, and Gap evidence Nos. 2-2 and 6 as a whole, shot Capital loaned KRW 4,00,000 to the defendant on Nov. 7, 2008, and as of June 21, 2013, the defendant was issued a credit card from Samsung Card around September 20, 2010; the defendant was issued a credit card on June 28, 2013; the remaining principal and interest of the credit card debt as of June 28, 2013 were 1,98,000; the plaintiff was given a loan of KRW 4,00 to the defendant on Nov. 7, 2008; and each of the above claims transferred from Samsung Card No. 1374, Jun. 21, 2013; and the plaintiff was notified of each of the above claims transferred to the defendant on June 28, 201314, 2013.