1. The defendant shall pay to the plaintiff the amount of KRW 34,164,579 and the amount of KRW 32,843,443 from July 11, 2020 to the day of full payment.

1. Facts of recognition;

A. On August 2, 2019, the Plaintiff entered into a mid-term loan agreement with the Defendant on the loan amounting to KRW 43,00,000, 60 months of the loan period, repayment of the principal and interest on repayment method, repayment of the loan interest rate of KRW 17.9% per annum, and overdue interest rate of KRW 20.9% per annum. Accordingly, the Plaintiff provided the Defendant with the loan (hereinafter “instant loan”). (b) The Defendant did not pay the instant loan interest, and thus, the interest on June 17, 2020 was lost.

(c)

As of July 10, 2020, the sum of the loan principles of this case as of July 10, 2020 won is 34,164,579 won, and the loan funds of this case is 32,843,443 won.

[Grounds for recognition] The items in Gap evidence Nos. 1 to 4, and the purport of the whole pleadings

2. According to the judgment and the facts of the above recognition, the Defendant is obligated to pay to the Plaintiff the delayed damages calculated at the rate of 20.9% per annum, which is the overdue interest rate from July 11, 2020 to the day of full payment, with respect to the total amount of KRW 34,164,579 won of the loan interest of this case and the principal amount of KRW 32,843,443 of the loan of this case.

Therefore, we decide to accept the plaintiff's claim and it is so decided as per Disposition.