1. The plaintiff's appeal is dismissed.

2. The costs of appeal, including the costs of supplementary participation, are all assessed against the Plaintiff.

1. Basic facts

A. On May 21, 1997, the Plaintiff entered into an accident-free security insurance contract with the Defendant (hereinafter “instant insurance contract”) with the main insured B, the insured, and the beneficiary B at the time of injury.

B. On December 1, 2008, the Plaintiff was diagnosed as “non-in-the-counter symptoms” proposed by both parties, and on December 11, 2008, operated by the Intervenor joining the Defendant (hereinafter “Supplementary Intervenor”) on December 11, 200, “the first operation performed to cut off the bones of the right strokes in Korea University Aamba Hospital (hereinafter “Aamba Hospital”).

was received.

C. On December 22, 2008, the Plaintiff discharged from the hospital on December 22, 2008 and removed the sponies on December 24, 2009, and applied to the Amama Hospital on February 9, 2009, and due to the right sponym sponymosis and infection.

3. 26. They conduct an operation to transplant the left bones on the primary surgery (hereinafter referred to as a “second operation”);

receipt of such order

4. 10. Discharge. D.

On January 5, 2010, the Plaintiff removed the fixed fin of the right village and "third operation to cut off the bones of the left finite."

receipt of such order

1. The discharge was 26.

E. On October 5, 2010, the Plaintiff performed a 4th surgery to remove left fin.

In the process of discharge, it was treated by appeal for symptoms such as excessive smoking, and it was discharged around October 28.

F. After filing the instant lawsuit, the Plaintiff acquired the right to claim disability benefits against the Defendant from B on June 4, 2012, and subsequently acquired the right to claim disability benefits against the Defendant.

6.8.Notice by Content-certified Mail;

6.11. The defendant was sent to the defendant.

[Ground for Recognition: Facts without dispute, Gap evidence 1, 2, 3, Eul evidence 1, Byung evidence 1 to 7, the purport of whole pleadings]

2. Determination as to the cause of action

A. The parties received only the diagnosis of the plaintiff 1's assertion 1's non-influence, and the above surgery was conducted. After the first surgery, the parties continuously complained for the side effects such as gutotoma, fluence, fluence, and gluences, and the second.