Defendants shall be punished by imprisonment for six months.

However, the sentence against the defendant A for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

Defendant

B On December 7, 2011, the sentence of imprisonment with prison labor of six months for fraud was imposed at the Suwon Friwon, which became final and conclusive on July 8, 2012.

Defendant

B prepared relevant documents, such as an application for a loan, in the name of the applicant for loan, as if the borrower actually purchases a vehicle, and submitted it to the installment financing company under the name of the applicant for loan, and made the installment financing company pay the vehicle price to the vehicle dealer under the name of the installment financing company, and arranged the "motor vehicle tin" by immediately selling the released motor vehicle and lending cash. Defendant A heard the phrase that it is possible to lend the vehicle in the above manner from Defendant B who became aware of through the branch E, and agreed to do so by requesting a loan in his name with Defendant B and her own name, and then divide the amount into two.

Accordingly, on August 15, 2010, Defendant B made a loan contract with a business employee of the above agency who acts for the victim's modern company in G agency located in the first floor of the Seoul Gangnam-gu Seoul F building on August 15, 2010, Defendant B made a loan of KRW 31,000,000 to pay KRW 982,189 per month for 36 months per week, and did not transfer or lend or dispose of the vehicle without the victim's consent before full payment of the change amount.

In addition, he is currently working in H three years.

A false statement was made to the effect that it was “A” and a false document was submitted proving that he was in office at H.

However, in fact, the Defendants thought to obtain a loan easily by using the incidental transport system for vehicles, and did not intend to operate the actual vehicle as stipulated in the above loan agreement, and sold the relevant vehicle on a large-scale basis immediately after purchasing a vehicle.