A defendant shall be punished by imprisonment for four years.

Punishment of the crime

The Defendant, from March 21, 2003 to October 7, 2004, was in office as a regular manager of the D Credit Union on the first floor of the Daegu Siro-gu C building (hereinafter “D New Cooperatives”), and was in general control of the fund management affairs.

1. Crimes concerning defraudation of loans;

A. A. Around November 28, 2003, the Defendant: (a) performed as if he was delegated by E at the D Newcom Office; (b) had F, an employee, enter “E” in the column for the amount of the application form for the loan kept there; and (c) had F, an employee, affix the seal of E, which the Defendant had in advance, on his name.

Accordingly, for the purpose of uttering, the Defendant forged a letter of loan application in the name of E, which is a private document on rights and obligations, and forged a total of 18 times as shown in attached Table (i).

B. At the same time and place, the Defendant presented an application for a loan under the name of E, which was forged as above, to the employees G, who may know of the fact, and used it as if they were genuinely prepared, and exercised it by presenting the application for a loan under the name of E, which was forged 18 times in total as described in the attached Table (i)

C. In presenting an application for a loan under the name of E forged in the same manner at the same time and place as above to G workers, the accused, by deceiving as if he/she had the right to receive the loan with permission from E, and by deceiving the victim through G, he/she was obtained from the victim DNA as a loan, and acquired it under the name of the loan, and then acquired it by deceiving the total amount of KRW 150 million over six times as shown in the attached crime list (i) as shown in the attached crime list.

2. Crimes concerning defraudation of deposits;

A. On July 21, 2004, the Defendant forged a private document stating “H” in the column of the amount of the site for the investment provided at the D Newcom Office as “the applicant’s “H0 million won” and subsequently nameed.