1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Basic Facts

On March 23, 2016, the deceased D (hereinafter referred to as the “the deceased”) entered into an accident insurance contract with the Defendant during which the insurance period from March 23, 2016 to March 23, 2089, and with the deceased and the beneficiary as legal heir (hereinafter referred to as the “instant insurance”).

The Plaintiffs, as their parents, reported on July 24, 2017, that they left the deceased.

On December 18, 2017, the Deceased was found to have died from the FF High School located in the Chungcheongnam-gun E in the Chungcheongnam-gun, Chungcheongnam-do around 09:30.

【In the absence of dispute over the grounds for recognition, Gap evidence Nos. 1 through 4, Eul evidence Nos. 1 through 3 (including paper numbers; hereinafter the same shall apply), and the main text of Article 5 subparag. 1 of the General Insurance Terms and Conditions of this case asserted by the plaintiffs to determine the purport of the whole pleadings, "in the event the insured intentionally injures himself/herself," and the proviso provides for "in the event the insured intentionally injures himself/herself by reason of exemption from payment of insurance money" and "in the event that the insured

The deceased died as a direct result of the injury, and there is no ground to view that the deceased committed suicide, and even if the deceased committed suicide, it was made in a state where it is impossible to make a free decision due to mental disorder, etc.

Therefore, the defendant is liable to pay each of the plaintiffs 125,00,000 won (=250,000,000 of the insurance money of this case x 1/2) and damages for delay.

In addition to the statements in Gap's evidence Nos. 7 through 9 and the overall purport of the arguments on the evidence as mentioned above, the deceased was consulted at the G Center around January 2017, and the deceased visited the hospital three times due to depression, etc. The electricity line, at the place where the body of the deceased was discovered, which appears to have been used at the time of singinging the neck of the deceased, was bound by tree, and the body of the deceased was affected by trees worn by the deceased, and the body of the deceased was trees.