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(영문) 서울중앙지방법원 2016.09.30 2015가단5175881
보험금
Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. As between E and E on June 3, 2014, the Defendant concluded an insurance contract between E and a beneficiary of death insurance money and a statutory heir, beneficiary of maturity refund money, E, and beneficiary of injury death insurance (hereinafter “instant contract”) with five million won (hereinafter “instant contract”).

B. On January 22, 2015, E (hereinafter referred to as “the network”) suffered from the injury of “influoral salt and each side of the shouldered salt bars,” and was hospitalized in Furgical surgery, due to a traffic accident that occurred around 07:00, and died on January 23, 2015, where: (a) the Party complained of Party A’s breast-ray certificates; (b) the Party B was transferred to the astronomical parent hospital of the Ilent University; and (c) the Party B was killed in the form of an influorial fluorial fluorial fluor, a private person, on January 24, 2015.

C. The plaintiff A is the deceased's spouse, and the plaintiff B, C, and D are the deceased's children.

Plaintiff

On March 27, 2015, A filed a claim with the Defendant for the payment of KRW 5 million insurance proceeds, but the Defendant sent to the Plaintiff on May 29, 2015, a written statement stating that “The deceased would terminate the contract on the ground that the deceased did not notify the Defendant of the fact that he/she was treated with blood pressure at the time of entering into the contract of this case,” and that on June 3, 2015, the Defendant cannot pay insurance proceeds under the contract of this case.

E. Meanwhile, the deceased’s medical records of high blood pressure revealed in the instant pleading are as follows.

일시 의료기관 측정된혈압 문진내역과 처방내역 2014. 5. 23. G병원 143/87-78 혈압, 갑자기 열이 올랐다가 2~30분 지나면 호전, 뒷목이 뻣뻣. 일주일에 2~3번 소주 1병씩 음주, 하루 1갑씩 30년동안 흡연, 심전도상 좌심실비대증 있음. 혈압강하제(트리테이스정), 동맥경화용제(오마코연질캅셀) 각 15일분 처방 2014. 6. 5. H병원 185/110 2014. 6. 6. H병원 혈압 콘트롤 안됨, 혈압지속적으로 높으면 내과협진 필요함 2014. 6. 7. G병원 148/86-68 (180까지 나오기도) 혈압강하제, 동맥경화제 각 35일분 처방 2014.7.11. G병원 147/97-74 혈압강하제,...

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