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(영문) 부산지방법원 2013.04.08 2012고정6029
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant shall be punished by a fine of KRW 3,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

The Defendant registered his credit business in the name of wife or C and operated credit business in the name of "F" in the name of "C" from the beginning of 2007 to July 2012, 201, and the credit service provider, when making a loan to an individual or a small-scale corporation, may not exceed the interest rate prescribed by the Presidential Decree within the scope of 49 or 100-44 per annum;

A. On January 5, 2008, the above F Office borrowed 2.460,000 won from the remainder of 1.80,000 won, 1.80,000 won in advance interest, 1.80,000 won in advance interest, 1.60,000 won in advance interest, 1.60,000 won in notarial, and 2.460,000 won in advance interest, 1.53% per month in 1.8,000 won in each month

B. On January 18, 2008, at the above F Office, loans 2.640,000 won remaining after deducting 3.440,000 won, such as prior interest 1.80,000 won and 1.60,000 won, from prior interest 1.44% per annum per 1240,000 won per month without setting a repayment period to the victim G, and violates the restriction on the interest rate by receiving 1.44% per annum per

C. On October 28, 2008, at the above F Office, the victim G extended 2.520,000 won remaining after deducting 4.80,000 won, such as a monthly advance interest of 2 months, 4.20,000 won and 60,000 won, without setting a repayment period for the loan of 3 million won to the victim G, and then borrowed 2.520,000 won per annum for 210,000 won per month, and violated the restriction on

D. On October 19, 2010, at the above F Office, extended loans to the victim G for the remainder of 8.60,000 won after deducting 1.40,000 won from the interest rate of 70,000 won per annum per month for one year, without setting a repayment period for one million won, and deducting 1.40,000 won from the interest rate of 8.68% per annum;

E. On April 18, 201, at the above F office, the victim G extended a loan of 1.6 million won after deducting 400,000 won, such as a two-month advance interest, 2.80,000 won in advance, and 1.2 million won in notarized expenses, without fixing a repayment period for two million won in relation to the loan to the victim G.

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