1. The judgment of the court of first instance is modified as follows.

Plaintiff (Counterclaim Defendant) and Defendant’s designated party, and

1. Basic facts

A. (1) The Plaintiff is an insurance company that runs the instant insurance business, etc., and on March 29, 2012, the name of the Plaintiff was changed from the Green Cross Life Insurance Co., Ltd. to the present. (2) On March 17, 2006, the Defendant’s guardian, who is his father, entered into an insurance contract indicated in the attached Table 1 (hereinafter “instant insurance contract”).

3 On August 31, 2009, the policyholders and beneficiaries of the instant insurance contract were replaced by the defendant in the designated party upon the application of the defendant and the designated party.

B. Beneficiary 1 Busan National University, Jun. 6, 2008, which received insurance money based on the insurance contract of this case.

6. 12. (7) Belgium 200,000 (200,000. 13. 6. 13. 200

8. (26.) 1,300,000 Belgium 3 B, 208 July 9, 2008

8.6. (29 days) Belgium 1,453,873 4 C Rehabilitation Departments 1,208 and 600,000 Belgium 5 B on July 22, 2009.

8. 22. (32.) Belgium 1,450,000 Defendant 6's "Obol 7 September 2009"

9. (14th day) Belgium 701,151, Defendant 7, 7, on September 21, 2009 through December 78, 2009, Defendant 8, on Belgium 1,915,226, Defendant 9, on May 10, 2010, about Belgium 1,915, and 226, on December 8, 2010.

5. (14th day) Defendant 10 D on July 26, 2010

8. (20th 20th ) Defendant 11 B B on October 5, 2010 through October 26, 2010, Defendant 950,00 for the commencement and maintenance of waters (influences) on the bones of Helle (20th 20th 20th 20th 20 12th 12 Busan National University.

2. (23) 1,000,000 Samchine 1,000 Defendant 13 at the University of Consent, Hanpo-gu, 201. and 16 March 16, 2011

4. 8. (24.) Telecommunication 1,200,000 Defendant 14 E on June 23, 2011

7. (19th day) 360,000 Defendant 17 Ebs. 17 Ebs. 20, 201 and 15th day from September 7, 201 to September 15, 2011, in detail, of the unknown details in detail.