Defendant

A and B shall be punished by imprisonment for three years, and by imprisonment for two years, respectively.

However, the defendant C is subject to objection.

Punishment of the crime

Defendants are unable to provide loans or only able to provide small loans (hereinafter referred to as “titled person”).

(2) The term "credit card holders" is a person who participated in the so-called "the so-called work loan in which a nominal person acquires money by acquiring money by means of a credit card without providing goods or services, making false documents, such as false certificates of employment, and submitting them to a financial institution, and obtaining credit loans or collateral loans by acquiring the ownership of real estate in the name of the nominal person by raising the credit rating, or receiving the deposit by leasing the relevant real estate, raising the limit of use, and receiving credit loans by using a credit card (hereinafter referred to as "credit card loan") after obtaining the issuance of the said false documents, and paying money by credit card without providing goods or services (hereinafter referred to as "credit card holders"), raising credit rating by setting up the credit card transaction performance, raising credit rating by raising the credit card user's credit rating, raising the limit of use of the credit card, and buying and selling the vehicle with the credit card, and without paying the corresponding money.

Defendant

A, when managing Y and (State)M, at the same time, made documents, such as a false certificate of employment, source collection certificate, health insurance revenue confirmation, etc. of the nominal owner, and delivered them to the related persons, or submitted them to a financial institution to obtain a credit card, and received fees from the clients by mediating the service of obtaining a credit card. Defendant B, while managing and operating (State), (State), (State), Q, (State), and (State), managed card terminals, such as (State), (State), Q, and (State), and (State) R, etc. in the same place of business, and “work loan”. Defendant C, as an employee of Defendant B, manages the financial documents of each of the pertinent corporations, manages funds of each of the said corporations, and manages them, and “work loan” together with Defendant B.

1. The Defendants involved in the crime of “work loan” under the name of I are I.