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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Facts of recognition;
A. The Plaintiff is the only statutory heir, as a deceased’s child of the deceased C (hereinafter “the deceased”).
B. On April 6, 2012, the Deceased concluded the “D Contract” with the amount of KRW 100 million upon the death of a general injury as the deceased as the legal inheritor of the insured. From April 6, 2012 to April 6, 2074, the period of the contract was set as KRW 100 million.
C. The main contents of the instant insurance contract are as follows.
Article 15 (Types and Grounds for Payment of Insurance Money) The Company shall pay the insurance money agreed upon to the beneficiary (beneficiary) when any of the following events occurs to the insured (beneficiary):
1. 사망보험금 : 보험기간 중에 상해의 직접결과로써 사망한 경우 보험가입금액 지급 ◀용어의 정의 상해 : 보험기간 중에 발생한 급격하고도 우연한 외래의 사고로 신체(의수, 의족, 의안, 의치 등 신체보조장구는 제외하나, 인공장기나 부분 의치 등 신체에 이식되어 그 기능을 대신할 경우는 포함합니다)에 입은 상해를 말함 제17조(보험금을 지급하지 아니하는 사유) ① 회사는 다음 중 어느 한 가지의 경우에 의하여 보험금 지급사유가 발생한 때에는 보험금을 드리지 아니합니다.
1. The intention of the insured person: Provided, That where the insured person has impaired himself/herself in a state that he/she is unable to make a free decision due to mental disorder, etc., he/she shall pay the insurance proceeds to him/her;
On June 13, 2016, around 09:35, the Deceased was found to have died under the Kimhae-do in Gangseo-dong, Gangseo-gu, Busan (hereinafter “instant accident”) (hereinafter “instant accident”), and the direct private person was found to have been aware of the result of the autopsy.
E. The Plaintiff’s assistant E is the Defendant on June 12, 2016 on behalf of the Plaintiff.