1. The Defendants are jointly and severally liable to the Plaintiff for KRW 53,205,100 and KRW 24,99,995 among them from January 9, 2014.

1. Comprehensively taking account of the overall arguments written evidence Nos. 1 and 2, the Seoul Mutual Savings Bank (hereinafter “Seoul Mutual Savings Bank”) established on August 4, 2008 with a maturity of KRW 25 million as of February 4, 2009; interest rate of KRW 13% per annum; and interest rate of delayed interest rate of KRW 23%; as of January 8, 2014, the above principal and interest amount of KRW 53,205,100 (principal principal amount) was paid; Defendant B guaranteed the above debt owed to Defendant Seoul Mutual Savings Bank; Defendant B guaranteed the above debt owed to the Seoul Mutual Savings Bank; Seoul Mutual Savings Bank was declared bankrupt on September 26, 2013; and was appointed by the bankruptcy trustee of the Korea Deposit Insurance Corporation.

2. According to the above facts of recognition, the defendant is obligated to pay to the plaintiff 53,205,100 won and 24,99,995 won of the principal and 24,995 won of the principal, with 23% interest rate per annum from January 9, 2014 to the date of full payment.

3. In conclusion, the plaintiff's claim is reasonable, and it is so decided as per Disposition.