A defendant shall be punished by imprisonment for two years.

All applications for compensation order filed by an applicant for compensation shall be dismissed.

Punishment of the crime

The Defendant, “2020 Highest 273”, in collusion with the name-free persons, stated that the name-free persons should repay the existing loan to the victim while misrepresenting the lending company, and made the victim deliver cash to the Defendant or remit money to the account directed by the name-free persons, and the Defendant decided to transfer the said damage amount to the account directed by the name-free persons who received the said damage amount.

1. On February 11, 2020, the person under whose name the crime was committed on February 11, 2020 stated that "the victim B, by misrepresenting the lending company by telephone around 10:30 on February 10, 2020, was conducted with lending counseling, and also, at the same time, the victim called "D Bank. It is a violation of contract to obtain a new loan. It constitutes a violation of contract, and thus the existing loan must be repaid. It shall be delivered in cash to the staff."

On February 11, 2020, the Defendant received KRW 28150,000 in cash from the victim who misrepresented the lending company as above in front of the F located in Namdong-gu Incheon Metropolitan City E at around 12:30 on February 11, 202.

2. On February 18, 2020, the person under whose name the crime was committed on February 18, 2020 stated that "a person under whose name the crime was committed was committed by misrepresenting the lending company to the victim G by telephone on February 17, 2020, followed the lending consultation by misrepresenting the lending company, and again, the victim called "the H company is aH company. The identification of a new loan constitutes a breach of contract, and thus, the existing loan must be repaid. It shall be delivered in cash to the staff."

On February 18, 2020, the Defendant received KRW 2,8410,00 in cash from the victim who misrepresented the lending company as above in the JJ located in Cheongju-si, Cheongju-si, and received KRW 2,8410,00 from the victim.

3. On February 20, 2020, a person under whose name the crime was committed on February 20, 2020, was committed by misrepresenting the lending company to the victim L on or around February 19, 202, and followed the lending consultation by misrepresenting the lending company to the victim L, and then called “D bank” to the victim.