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1. The Plaintiff:
A. As to KRW 58,180,90 and KRW 58,029,01 among Defendant A, Defendant A shall be from October 1, 2014 to August 31, 2015.
Reasons
1. Facts of recognition;
A. Defendant B, as a false lessor, obtained a loan of the employee deposit money with a bromoer and a false lessee, and conspired in order to have it divided.
Pursuant to the above public offering, Brokers prepared a false certificate of employment, such as income tax withholding receipt, payment statement, etc. as if Defendant A, who will serve as a false tenant, and a false lease contract on “Seoul Seocho-gu Da Do Do Do Do Do Do Da 1” owned by the lessor B and transferred it to Defendant A on April 2013.
B. After that, around April 2013, Defendant A applied for a loan of the National Housing Fund loan of KRW 65 million to employees in charge of loan from the new bank F branch of Seocho-gu Seoul Seocho-gu, the entrusted guarantee agency for the Plaintiff’s deposit, and submitted as above a false certificate of employment and a pre-paid contract as if they were actually written, and applied for a worker’s pre-paid loan fund and requested a credit guarantee to the Plaintiff at the same time when he applied for a credit guarantee.
C. On April 23, 2013, the Plaintiff concluded a housing finance credit guarantee agreement with Defendant A’s new bank’s coverage amounting to KRW 58.5 million, and the term of guarantee up to April 26, 2015 with respect to the Defendants’ aforementioned deceptions with Bromoers, etc. immediately thereafter, the new bank transferred KRW 65 million in the name of the housing lease loan to Defendant B’s account.
As Defendant A lost the benefit of the time limit for the above loan obligations to a new bank, the Plaintiff subrogated to the new bank for KRW 58.5 million and interest KRW 1,629,020 on October 1, 2014 under the above credit guarantee agreement, and thereafter, collected KRW 2,100,010 and the remaining amount of subrogation for the collection was KRW 58,029,010, and the amount of subrogation for the collection was finalized from the date of subrogation to the date of recovery.