A defendant shall be punished by imprisonment for not less than eight months.

Criminal facts

The Ministry of Land, Infrastructure and Transport has operated a system for financing of the pre-paid housing deposit with the National Housing Fund to stabilize the housing of homeless workers at low interest rate than the market interest rate without securing the pre-paid housing deposit funds.

The loan hubs composed of loan hubs, tenant recruitment measures, and lessor recruitment measures, etc. used the circumstances that the financial institution entrusted with the business related to the loan of the loan of the loan of the loan of the loan of the house can easily obtain the loan through formal examination when submitting only the documents related to employment and the contract of the lease of the house through formal examination. Under the direction of the loan hub, the tenant recruitment measures were made by falsely recruiting the loaner under the direction of the loan hub and making false employment-related documents, such as a certificate of employment, detailed statement of payment, income tax withholding, etc., under the name of the disguised company as if the loaner actually works for the actual worker, and the tenant recruitment measures were made by falsely recruiting the house owner who will act as the lessor. Furthermore, separately, the tenant recruitment measures prepared a false housing lease contract as if a real estate agent enters into a housing lease contract with a false tenant and prepared a housing lease contract, and submitted a false document related to employment and a house lease contract with the financial institution, and divided the loan of the loan of the loan of the loan of the loan of the worker in the name of the false lessee.

The defendant's specific criminal facts, as a false lessee, is a brorder and a false lessor with the above method of borrowing the employee's deposit money in order to have it divided. Accordingly, the defendant is an applicant for the loan around July 2013.