A defendant shall be punished by imprisonment for not less than eight months.

Punishment of the crime

1. 허위 근로자 주택 전세자금 대출 사기 범행의 구조 국토 교통부는 국민주택기금을 재원으로 무주택 근로자들의 주거 안정을 위해 특별한 담보 없이 재직증명서, 급여 명세서 등 재직 관련 서류와 전세계약서 등 일정한 서류만 갖추어 대출을 신청하면 시중금리보다 낮은 금리로 대출해 주는 근로자 주택 전세자금 대출제도를 운영하고 있다 그러나 근로자 주택 전세자금 대출관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고 대출 브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택 전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, the loan brosers held false employment-related documents and false contents related to the lessee as the loan holder and held false documents to the lessee who will perform the lease. The false lessee, as above, submitted documents related to employment and the written contract for the lease of house to the financial institution and applied for the lease of house to the employee while submitting the written contract for the lease of house to the financial institution. If the request for confirmation of the actual contract for the lease of house enters into by the financial institution, the lessor who will perform the lease of house was confirmed as if the contract for the lease of house was actually executed by the financial institution, and acquired the employee's lease of house by taking over the loan for the lease of house and taking over the loan by dividing the loan.

2. Specific criminal facts are false lessees, the Defendant, along with loan brops with which the name of the Defendant is unknown, conspired to receive the employee’s deposit money by the above method, and to have it divided.

A loan hub, the name of which cannot be known through the above public offering, is a false certificate of employment as if the defendant works in this case around October 19, 2012.