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(영문) 부산지방법원 2012.12.27 2012고단5839
대부업등의등록및금융이용자보호에관한법률위반등
Text

1. Defendant A shall be punished by imprisonment for six months and by a fine of five million won, and Defendant B shall be punished by imprisonment for eight months and by a fine of seven million won.

2...

Reasons

Punishment of the crime

1. Defendant A

A. On May 22, 2012, the Defendant violated the Act on the Registration of Credit Business, etc. and Protection of Financial Users, around 20:18, the Defendant purchased items from the Internet game sites, such as the UN (NC) SP, using the payment function of small amount of mobile phones, and received 300,000 won from D’s account, and immediately transferred KRW 210,000 to the NA’s agricultural bank account. The purchase cost of the item was loaned in a manner that D pays for the following month’s mobile phone use cost.

In addition, from May 24, 201 to May 22, 2012, the Defendant engaged in credit business without being registered with the competent authority over a total of 1,545 times as stated in attached Table (i).

(b) The first one for the accused in violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users; and

A loan of KRW 210,00 (income from KRW 300,000 to KRW 90,000) to D at the time, place, and place described in the paragraph, to settle the amount of KRW 300,000 with the cost of using mobile phones in the following month and received interest at KRW 401.1% per annum.

In addition, the Defendant loaned money from May 24, 201 to May 22, 2012, 1,545 times from May 24, 201, and received interest exceeding the limited interest rate.

C. The Defendant violated Act on Promotion of Information and Communications Network Utilization and Information Protection

D, at the time, at the time, at the place, and at the place, communications gold service users used the mobile phone small settlement function, had D purchase an item amounting to 300,000 won at the Internet game site, such as the NC, and received the Defendant’s account, and remitted KRW 210,000 to the NAC account.

In addition, the Defendant, from May 24, 201 to May 22, 2012, from around May 24, 2011, had the user of telecommunications and gold services use the goods by telecommunications and gold services over a total of 1,545 times, as described in the attached Table (i).

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