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1. The insurance contract mentioned in paragraph 2 of the attached Table 1 is based on the insurance accident described in paragraph 1 of the attached Table 1.
Reasons
1. Basic facts
A. The Plaintiff is an insurer of the instant insurance contract as a company that aims to carry on the insurance business, and the Defendant A is a policyholder of the instant insurance contract, and the Defendant B is the insured of the instant insurance contract.
In the event that an injury to an insured person is less than 80% due to a death or a injury to an insured person due to at least 50,000 injury under a basic insurance period of 50,000 coverage, the amount of the insured person’s coverage shall be paid each year for at least 50% of the amount of the insured person’s injury compensation fund (at least 50%) from August 23, 2005 to August 23, 2021, at least 50% of the amount of the insured person’s injury compensation fund (at least 50%) for at least 50,000 injury.
On August 23, 2005, Defendant A concluded the instant insurance contract with the following content.
C. The main contents of the terms and conditions applied to the instant insurance contract are as follows.
(hereinafter collectively referred to as “the instant insurance terms and conditions”) Article 13(1) of the General Terms and Conditions (Compensation for Damages) 1 The Company excludes the physical auxiliary equipment, such as personal injury, artificial injury, bill, doctor’s duty, etc., due to any sudden and incidental accident during the insurance period.
If the insured has sustained an injury, the injury shall be compensated for in accordance with Chapter 1 and this Agreement. Article 16 (Ex Post Facto Disability Compensation Money): The company shall be entitled to receive the injury caused by an accident set forth in Article 13 during the insurance period, and then the injury has been cured, and the company shall directly lose its body within one year from the date of the accident, or have lost its function permanently (hereinafter referred to as “ex post facto disability”).
(ii)If the payment rate specified in the Disability Classification Schedule remains equivalent to or greater than 80 per cent, it shall pay to the beneficiary the purchase price of the insurance under this Special Agreement as highly advanced disability insurance as stated therein.
(2) An insurance money for general disability: An accident provided for in Article 13 during the insurance period.