The defendant shall be innocent.

1. Facts charged;

A. A. Around July 9, 2007, the Defendant committed the crime of fraud, on or around July 9, 2007, concluded that “Around July 9, 2007, the Defendant would pay monthly interest on the part of the victim E, if he/she lent KRW 20 million to the victim E with the need for a private teaching institute fee.”

However, there is no property in the name of the defendant and there is no particular income, and there is no intention or ability to repay the money even if the money is borrowed from the victim.

As such, the Defendant, by deceiving the victim, obtained KRW 20 million on the same day from the victim and acquired it by fraud.

B. Around March 13, 2008, the Defendant, at the same place as on March 2008, made a false statement to the victim that “I would make payment immediately after the use of the money if I would promptly borrow 30 million won.”

However, the defendant did not have any intention or ability to repay the money even if he borrowed the money from the victim as stated in the preceding paragraph.

As such, the Defendant, by deceiving the victim, received KRW 30 million from the victim on March 13, 2008, and acquired it by deception.

C. Around June 5, 2008, the Defendant committed fraud made a false statement to the victim that “I would make payment immediately after using money if I lent KRW 20 million to the victim,” at a place where the location cannot be known on or around June 2008.”

However, even if the defendant borrowed money from the victim, he did not have the intention or ability to repay it.

Around June 5, 2008, the Defendant, by deceiving the victim as such, obtained KRW 20 million from the victim and acquired it by deception.

around September 2008, the Defendant committed the crime of fraud: (a) reads to the victim “one string in our house,” and received KRW 45 million from the victim as a deposit for lease on or around the 6th of the same month; and (b) around September 2008, the Defendant received KRW 45 million from the victim as a deposit for lease on or around the 6th of the same month.