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(영문) 인천지방법원 2021.02.16 2020가단4606
대여금
Text

The defendant shall pay to the plaintiff 103,349,97 won and the rate of 12% per annum from March 12, 2020 to the day of complete payment.

Reasons

Basic Facts

A. From May to June 2015, the Plaintiff received a loan from six financial institutions as follows and lent the loan to the Defendant.

The due date for the loan of a financial institution shall be the interest rate for the principal on May 7, 2015 C. 19,000,000 on May 7, 2015; 35,000,000 D Bank on July 7, 2015; 15% E on July 15, 2018 (F Pension Insurance) (F Pension Insurance) on July 28, 2015; 11,990,000 won on January 19, 2021; and the Plaintiff shall continue to pay interest until the date of the pleadings.

Since the argument is asserted, at least, the date when the argument is closed is considered to have not yet arrived, and the date when the argument is closed in the convenience of calculation shall be appropriated for the repayment.

9.8% E (G Health Insurance) on May 28, 2015, KRW 9.8% E (H) on May 27, 2015, KRW 5.25% on 4,380,000 on 5.25% on 4, 2015, June 4, 2015; KRW 12,90% on 10,000 on 31, 30,000 on 31, 203.3.2% on 16.3.3% on 16.31 March 2, 2016 on 31, 2016 on 3.3.3% on 31, 2015 or on 3.31.3% on 31.3% on 31, 2015 on 31,31.35% on 201,31.35% on 31,2016-13.37.

B. On October 15, 2015, the Defendant drafted a loan certificate with the following content to the Plaintiff.

Article 1:Creditors A (Plaintiffs) lent KRW 10,48 million around 2015 to the debtor Eul (Defendants) and the debtor Eul borrowed this.

The repayment deadline for the loan amount of KRW 10 million at KRW 10,480,000,000 loan of KRW 19,500,000,000 Won L Card loan of KRW 1,80,000,000 won at KRW 11,80,000,000,000 KK bank: December 31, 2015.

Provided, That in the case of a secured loan, it shall be until November 31, 2015, and the balance of a secured loan shall be repaid by no later than December 31, 2015 after consultation with an extension of the period when a partial amount is repaid.

(applicable only when partial amount is repaid) Article 3: To the maximum extent possible, the date of each month of the payment of loans shall be deposited on the day preceding the day, and to the end of bank hours on the following day if unavoidable circumstances arise.

Article 4: The debtor shall delay the payment of interest on this case.

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