The defendant shall be innocent.

1. On November 29, 2012, the Defendant was faced with a traffic accident where a vehicle in the process of the front section of the Seo-dong, Seo-gu, Seo-gu, Incheon, Seo-gu, Seo-gu, and the front section of the “ Seo-gu, Seo-gu, Seo-gu, Seo-gu, Incheon.”

In such a case, although the Defendant knew that he would be able to receive more traffic accident agreements and long-term and life insurance money from the insurance company to be hospitalized in a hospital, he/she received minor damage by exaggerationing it, he/she has attempted to deceiving the insurance company as if he actually received hospitalized treatment

On January 2, 2013, the Defendant claimed insurance premium from the victim Samsung Fire and Marine Insurance Co., Ltd. on January 7, 2013; around January 9, 2013; and from the E members located in Incheon Seo-gu, the victim ING Life Insurance Co., Ltd. on January 9, 2013 to the victim ING Life Insurance Co., Ltd. on November 29, 2012 to December 18, 2012, as the Defendant received hospitalized treatment for 20 days.

However, even though the defendant was hospitalized, he received approximately 29 times of hospitalization (except discharge days), he had received only 12-time medical treatment, most of the hospitalization periods should be out of prison and work to be in occupation, and 7-8 days did not have received hospitalization, such as being locked in his residence and living, etc.

Around January 2, 2013, the Defendant, by deceiving the victims, received KRW 199,000 as agreed money and treatment expenses from the victim Dongbu Fire Marine Insurance Co., Ltd., and acquired KRW 90,000 as long as long as it was long as possible on January 7, 2013 from the victim Samsung Fire Marine Insurance Co., Ltd., and KRW 90,000 as long as it was long as possible, around January 9, 2013 from the victim JING Life Insurance Co., Ltd., and acquired KRW 1,779,00 as a total of KRW 680,00 as life insurance money.

2. The Defendant asserted that, at the time and time stated in the instant facts charged, the Defendant actually took part in the traffic accident and received treatment at Ewon, and that there was no fact of receiving false hospitalized treatment.

3. Determination A.