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(영문) 서울서부지방법원 2017.10.20 2017가단202251
보험금
Text

1. The Plaintiff:

A. Defendant B Co., Ltd. shall be KRW 50,000,000 and the year from September 12, 2016 to February 10, 2017.

Reasons

1. On August 22, 2006, the Plaintiff entered into the “E Contract” (hereinafter “instant 1 Insurance”) with Defendant B, including a special agreement for death from a disaster (hereinafter “instant special agreement”) as the insured and the beneficiary of the Plaintiff, and on February 11, 2010, the Plaintiff entered into an agreement with Defendant C on February 11, 201, as follows: (a) guaranteeing the subscription amount separately covered by the “F Contract” (hereinafter “instant 2 Insurance”); and (b) guaranteeing the subscription amount of KRW 20 million under the main contract for death from a disaster of KRW 1 Insurance (hereinafter “instant 1 Insurance”); and (c) concluding the instant 20 million death agreement for death from a disaster of KRW 50 million (hereinafter “instant special agreement”). The details are as follows.

The terms and conditions of each of the above insurance contracts are as follows:

[The principal terms and conditions of the 1st Insurance in this case] Article 16 (Types and Grounds for Payment of Mutual Aid) G Union shall pay the mutual aid money agreed upon to the beneficiary of the mutual aid (beneficiary) when any of the following events occurs to the beneficiary of mutual aid (beneficiary) during the period of mutual aid:

1. When the person subject to mutual aid (person subject to mutual aid) dies during the period of mutual aid or becomes disabled in which the aggregate disability payment rate of parts of the body is not less than 80% due to the same cause other than the same disaster or accident in the table of disability classification: Article 18 (Mutual Aid Items not to be Paid Mutual Aid) (1) G Union may terminate this contract at the same time with the absence of mutual aid or exemption from the payment of mutual aid fees in any of the following cases:

1. Where a person to be deducted intentionally damages himself/herself, but one year has passed since the starting date of guarantee of a contract (in cases of an incidental contract, the date of an offer of restoration) where it is proved that he/she has impaired himself/herself while the person to be deducted was unable to make a free decision due to mental illness, etc.;

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